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S&P rating affirmed under revised criteria
26 January 2022
S&P confirms the Argenta Spaarbank A-/A-2 rating, keeping the outlook Stable.
The rating update applies the new S&P methodology presented on December 9, 2021.
The report mentions the strong capitalisation and sound funding and liquidity profile as well as the high level of bail-in-able debt, although the ALAC Support is capped at 1 notch.
Additionally, the Stable Outlook reflects the view that Argenta will remain focused on revenue diversification, cost efficiency, and digitization.